ITS TIME FOR A FRESH START

 

ARE YOU DROWNING IN DEBT? 

ARE YOUR WAGES BEING GARNISHED? 

ARE YOU IN FORECLOSURE?


IF YOU'VE ANSWERED YES TO ANY OF THESE

QUESTIONS THEN WE CAN HELP YOU NOW

 

DID YOU KNOW THAT YOU CAN FILE BANKRUPTCY ON YOUR CREDIT CARD DEBT, STOP WAGE GARNISHMENTS AND COLLECTIONS?

Yes.  Bankruptcy provides the path for you to reset your financial life.  This is why we refer to it as getting a "Fresh Start".

 

DID YOU KNOW THAT BANKRUPTCY WILL STOP THE BANK FROM FORECLOSING ON YOUR HOME?  

Yes.  You can force the Bank to accept a repayment plan of your past due mortgage payments and there's nothing the Bank can do to stop it.  You repay what you owe to the Bank over sixty (60) months.  The rest of your unsecured debt is "packaged" into a payment that you can afford - and you only repay what you can actually afford to pay which can be a fraction of your outstanding balances.  And, the credit card companies can no longer charge their high interest rates and continue to rip you off.  

 

DID YOU KNOW THAT YOU CAN KEEP YOUR CAR!  

Yes.  Reaffirming (also known as remaining responsible on the debt) on your car loan and keeping it “as is,” is very rarely your best option.  Instead, we can lower your monthly car payments, re-establish your credit and you’ll only owe what your car is worth.

 

Federal Law allows you to Refinance your car loan or replace your car with new or used, low mileage vehicle. On the other hand, if you like your car and you choose to refinance it then you can keep it and pay only what it is currently worth and not what you owe.

 

Bankruptcy provides you with needed relief and gives you a true “fresh start” in life.  Your initial consultation is Free. You have nothing to lose and everything to gain.  Call us now - (310) 575-1175 or send us an email: This email address is being protected from spambots. You need JavaScript enabled to view it.

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Yourist Law understands that when someone has no other choice but to file for bankruptcy it is not a simple decision. We are sensitive to the emotional impact of a bankruptcy filing has on someone.

But in most cases the client comes out the other end in a better financial position.

Why do you think big companies file for bankruptcy? The answer is simple: to discharge some debt and to reorganize other debt, and gain a fresh start.

You too can take advantage of the Bankruptcy Laws to give yourself a fresh start.

Chapter 13 allows individuals with steady income to work out a plan to repay all or part of their debt. Under Chapter 13, debtors propose a repayment plan to make installments to their lenders or “creditors” over a three to five year period.

Chapter 13 offers people, not corporations, a number of advantages over liquidation under chapter 7.

What many people do not know is Chapter 13 offers individuals an opportunity to save their property from foreclosure.

By filing Chapter 13, individuals can stop the foreclosure and may cure any past due mortgage payments over time. Nevertheless, they must still make all mortgage payments that come due during the chapter 13 plan on time.

Any individual, even if self-employed or operating an unincorporated business is eligible.

Trying to navigate the Chapter 13 laws without an attorney is unwise. Many times pre-bankruptcy planning can go a long way in getting your Chapter 13 Plan confirmed.

 

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